Disclaimer
Important limitations on how Calcafy calculator results and content should be used.
Effective date: August 1, 2026 · Draft pending professional legal review
This document reflects how Calcafy currently operates. It is an owner-provided draft and may be updated following professional legal review.
General informational use
Calcafy provides calculators and explanatory content for general informational purposes. Results are estimates based on the formulas, defaults, and inputs shown on each page. They are not guarantees of real-world outcomes.
Mathematical estimates and rounding
Calculators apply standard mathematical operations with documented rounding and display precision. Small rounding differences may appear between steps, totals, and exported values. For critical work, verify results independently.
Financial information
Finance-related tools—including loan payment, compound interest, and dividend calculators—produce simplified projections. They do not account for every fee, tax, regulatory requirement, credit condition, or market change. They are not investment, tax, or lending advice.
Investment and dividend projections
Dividend and growth scenarios assume the rates, reinvestment choices, and timelines you enter. Past patterns do not predict future returns. Do not rely on these tools alone when making investment decisions.
Loan calculations
Loan payment and amortization results depend on principal, rate, term, and payment frequency assumptions. Actual lender quotes may differ because of origination fees, insurance, escrow, promotional rates, and payoff rules.
Construction and material estimates
Volume, coverage, lumber, and paving calculators estimate material needs from dimensions and density assumptions. Job-site waste, compaction, moisture, supplier packaging, and local codes can change required quantities. Confirm orders with qualified professionals and suppliers.
Unit conversions and proportions
Conversion and proportion tools follow the formulas documented on each page. Different industries use different conventions, significant figures, or unit definitions. Check that the tool matches your use case.
Formula and source limitations
Each calculator describes its methodology on its page and in our methodology section where applicable. Calcafy may simplify complex real-world problems to keep tools usable in a browser. Omitted variables can materially affect results.
Not professional advice
Nothing on Calcafy is financial, medical, legal, engineering, or other professional advice. Consult a qualified professional for decisions that affect your health, safety, finances, or legal rights.
No guarantees
Calcafy does not warrant that any calculator is complete, current, or suitable for every purpose. Use results at your own risk.
User verification
You are responsible for checking inputs, units, and outputs before acting on results. When reporting a suspected error, include the calculator name, your inputs, and the result you expected.
External links
Links to third-party sites are provided for convenience. Calcafy does not endorse and is not responsible for external content or practices.
Updates and corrections
Formulas, defaults, and explanatory copy may be updated as tools improve. Calculator pages may also include topic-specific notices near results; those notices complement this site-wide disclaimer.
Contact
Questions about this page may be sent to support@calcafy.com.